You may be looking for a new banking institution due to the increase in bank fees.
Four banks are still offering great perks like interest-bearing accounts for free and high-yielding savings accounts.
Capital One 360
Capital One 360 provides a range of products to its customers, including checking, saving, loans, investments, retirement and business services.
You can also read about how to use
There are no fees with Simple Banking. Your account includes a variety of saving and budgeting tools, such as advanced record-keeping, separate savings pools to meet your goals, and Safe-To Spend, which subtracts future bill payments and pending transaction amounts in order to provide you with an accurate estimate of your money. Visa debit cards are available for use at ATMs and anywhere Visa is accepted. Simple, despite its low APY of 0.01% is still a good choice because it has many built-in features and no fees.
Discover Bank
It’s worth checking out Discover Cashback Checking. Earn 1% cashback for up to $3,000 of debit card purchases.
Discover’s savings account offers a similar attractive rate. The APY of.40% is higher than the National Savings Average. No monthly fees or minimum balances are required.
Ally Bank
Ally Bank was named one of the Best Banks of 2011 by Money Magazine, and offers checking, savings, retirement, and auto financing services.
- Checking account: APY of 0.10% for accounts under $15,000, and 0.25% for accounts over $15,000. There are no fees or minimums.
- Savings account: APY of 0.50%, with no minimums or fees.
